Reference

Open Your Account on Clear Terms

These terms govern every interaction you have with 4vilar — from creating your account and placing activity through to withdrawals via UPI, Paytm, or PhonePe.

Account eligibility depends on local lawUPI, Paytm, PhonePe coveredWithdrawal rules clearly statedAccount suspension policy includedContact path for disputes provided

Browse lobby Read FAQ

Explore the Scope of These Terms

4vilar Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.

These terms apply to all account holders accessing 4vilar where local law permits. Eligibility is determined by the laws of the jurisdiction in which you reside — if local law does not permit participation, you must not create or use an account. By completing registration, you

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confirm that access is lawful in your location. All financial transactions on your account — including deposits processed through UPI, Paytm, PhonePe, or Google Pay — are subject to these terms and to the transaction limits published in your account wallet. We may update these terms
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at any time; the version dated most recently on this page is the one that applies. Continued use of your account after an update constitutes acceptance of the revised terms.

Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.

REACH US ABOUT TERMS

Contact Us With Any Terms Question

Live Chat Reach our support team through the live chat widget in your account dashboard. Agents are available around the clock to answer questions about what these terms mean for your specific account situation.

Email Support Send a detailed query to our support address listed in your account settings. We aim to respond within 24 hours and keep a written record of all terms-related correspondence for your protection.

Help Centre The Help Centre under your account menu contains plain-language explanations of each clause, with worked examples covering UPI deposits, PhonePe withdrawals, and account suspension scenarios.

HOW WE HANDLE YOUR ACCOUNT

Browse the Policies That Protect Your Account

We apply specific, documented practices to every account on the platform — from the moment you register through every transaction and withdrawal.

Data We Collect

We collect your name, contact details, and transaction history strictly to operate your account. We do not sell this data to third parties. You can request a full copy of what we hold by writing to our support address at any time.

Cookie Policy

We use session cookies to keep you logged in and analytics cookies to improve page performance. You can manage cookie preferences through your browser settings. Disabling analytics cookies does not affect your ability to deposit or withdraw.

Account Security

Your account is protected by password hashing and two-factor authentication, which you can activate from the security tab. We log every login attempt and notify you by email if access is detected from an unrecognised device.

Data Retention

We retain your account records for as long as your account is active and for a defined period after closure, in line with applicable financial regulations. Once the retention window closes, personal data is deleted or anonymised.

Your Right to Correction

If any detail on your account is incorrect — name, address, payment method — contact support and we will update it within 48 hours. Corrections to transaction records require supporting documentation and are reviewed by our compliance team.

Account Closure Requests

You may request account closure at any time by contacting support. Any balance remaining in your wallet will be processed to your verified UPI or PhonePe account before the account is deactivated. Closure requests are completed within five business days.

Switch to the FAQ for Quick Term Answers

These are the questions we receive most often about how our terms apply to accounts based in India. If your question is not covered here, the live chat and email paths in the section above will get you a direct answer from our team.

These terms apply to any person who creates or uses an account on 4vilar where local law permits. Accessing the platform from a jurisdiction where it is not lawful means you are not covered by these terms and must not use the account.

We may update these terms at any time. When we do, the revised version will be published on this page with an updated date. Continuing to use your account after that date means you accept the changes. We aim to notify you by email for material changes.

A breach may result in suspension or permanent closure of your account. If a balance is present and the breach does not involve fraud, we will process a withdrawal to your verified payment method — UPI, Paytm, or PhonePe — before closing the account.

Write to our support team via the email address in your account settings and request a data export. We will compile everything we hold on your account — registration details, transaction logs, and correspondence — and send it within 30 days.

Yes. All deposits and withdrawals processed through UPI, Paytm, PhonePe, or Google Pay on your account are governed by these terms. Transaction limits, verification requirements, and processing timelines are all detailed in the wallet section of your account.

Open a dispute through live chat or email support and reference your account ID and the specific transaction or decision. Our team logs every dispute and responds with a resolution within 72 hours. Unresolved disputes can be escalated as described in the terms document.

Contact support through live chat or email and state that you want to close your account. Any remaining wallet balance is transferred to your verified UPI or PhonePe account first. The account is deactivated once the balance transfer clears, within five business days.

Open Your Account on Clear Terms

Contact Us With Any Terms Question

Browse the Policies That Protect Your Account

Data We Collect

Cookie Policy

Account Security

Data Retention

Your Right to Correction

Account Closure Requests

Switch to the FAQ for Quick Term Answers

01 Who do these terms apply to?

02 Can 4vilar change these terms without notice?

03 What happens to my account if I breach the terms?

04 How do I request a copy of my personal data?

05 Are deposits via UPI and Paytm covered by these terms?

06 How do I dispute a transaction or a terms decision?

07 What is the process for closing my account?

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